I hold a variety of investments across many accounts.  See what stocks, low-cost mutual funds and exchange-traded funds I own in my investment portfolio.  Below is a breakdown on what types of investments I own and which account they are located in.

Registered Retirement Savings Plan (RRSP)

In my self-directed RRSP I hold a combination of TD e-series funds for my equity exposure. For my fixed income I hold XRE, CPD, and Vanguard short-term bond funds. I usually rebalance on a quarterly basis. In the future I would like to add some solid US dividend stocks to the portfolio. This might be wishful thinking though because the Canadian dollar would have to go back to par to make it really worth my while.

Tax-Free Savings Account (TFSA)

In my Tax-Free Savings Account (TFSA) I hold Canadian dividend paying stocks. I currently own shares in BNS, TD and MFC – all of which I intend to hold for a very long period of time. I’ve also been building up my CASH position to take advantage of any market opportunities.

Non Registered Investment Accounts

TD Waterhouse

In my non-registered investment account I currently have a very large cash position which I hope to deploy soon.

I also participate in Dividend Reinvestment Plans (DRIPs) through Transfer Agents.

Dividend Reinvestment Plans (DRIPs)

Computershare

In my Computershare account I hold shares in BMO, BNS, FTS, SU, T and TRP. Not only do I participate in dividend reinvestment plans (DRIPs) for these companies but I continue to make optional cash purchases as most of them have gone to automatic pre-authorized purchase plans where they will debit your bank account on a monthly or quarterly basis depending on the company.

Canadian Stock Transfer

In my CST account I hold investments in BCE, CM, EMA, ENB, MFC, REI, SLF AND TA. I DRIP these stocks and send optional cash purchases whenever they are attractively priced.

Registered Education Savings Plan

In our Registered Education Savings Plan (RESP) we hold low-cost TD e-series index funds. We contribute the annual amount of $2500 so we can get the 20% match from the government. Our strategy for contributing is to use the $100 we receive each month from the universal child care tax credit and make up the difference at the beginning of each year. This ensures that we receive the maximum government contribution of $500.

Work Savings Plan

My company savings plan matches 50 % of my contributions. The catch is that I can only access the money the following year. So contributions made in 2014 will be accessible in 2015. In this plan I have the option to invest in index funds but I choose to keep the money in cash so it is readily available to use toward RRSP or TFSA contributions or as a lump sum payment towards paying off our mortgage.

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